Raffaello Overnight Oats (Coconut & White Chocolate)

These oats are thick and creamy, with plenty of coconut, crushed almonds and a smooth white chocolate-yogurt layer on top.

2 cups of Raffaello overnight oats on a table.

Overnight oats are one of my go-to breakfasts because I can make them the night before and have breakfast ready in the fridge. I like mine quite thick, almost pudding-like, so I usually make them with Greek yogurt and chia seeds.

For this Raffaello version, I use coconut milk, coconut Greek yogurt, desiccated coconut and crushed almonds, then add a white chocolate-yogurt layer on top. It’s a little more indulgent than my usual overnight oats, but still easy to prep ahead.

I normally skip the actual Raffaello chocolates when I make these for breakfast — they’re mostly there for the finished look. If you like the same “90% healthy / 10% indulgent” kind of breakfast, try my Banana Biscoff Overnight Oats too.

a spoon with some Raffaello overnight oats

Ingredients

Old-fashioned rolled oats – use rolled oats rather than instant or steel-cut oats. They soften overnight while still keeping some texture.
Chia seeds – help thicken the oats as they sit. If you skip them, reduce the coconut milk by about ¼ cup / 60 ml.
Coconut Greek yogurt – this is one of the main sources of coconut flavor in the recipe. I also prefer Greek yogurt because it gives the oats the thick, pudding-like consistency I like.
Maple syrup – my usual sweetener for overnight oats.
Sugar – since there’s no fruit in the oat mixture, I add a little sugar for extra sweetness. You can reduce it or leave it out depending on your taste.
Coconut milk – adds more coconut flavor. You can replace it with regular milk or another plant-based milk, although the oats will taste a little less coconut-forward.
Desiccated coconut – adds both texture and extra coconut flavor.
Almonds – crush them before mixing them into the oats. They add the almond flavor that helps give these their Raffaello-inspired taste.

top layer

White chocolate – I wouldn’t skip this if you want the Raffaello flavor rather than regular coconut overnight oats. You can reduce the amount if you prefer a less sweet topping.
Coconut Greek yogurt – combine it with the white chocolate before microwaving to make the creamy top layer.

toppings

Desiccated coconut – optional, but I like sprinkling a little over the top.
Raffaello – also optional. I usually leave them off when I’m having these as a regular breakfast and add them mainly for presentation or when I want something more dessert-like.

How To Make Raffaello Overnight Oats?

In a bowl, mix together oats, chia seeds, Greek yogurt, maple syrup, sugar, coconut milk, desiccated coconut and crushed almonds.
Transfer to cups, jars or any small container of your choice – this recipe makes 2 servings.
In a microwave-safe bowl, combine the white chocolate and coconut Greek yogurt. Microwave on high for about 1 minute, or until the chocolate has melted, then stir until smooth.
Pour the melted spread over the oats and spread it out so that it covers the entire surface of your bowl/cup.
Sprinkle some desiccated coconut and add some Raffaello.

Variations

Raspberry Raffaello oats – add about ¼ cup of mashed raspberries to the oat mixture. You can also top them with freeze-dried raspberries or a little raspberry jam.
Extra coconut – use shaved coconut instead of desiccated coconut on top.
Different milk – replace the coconut milk with regular milk or another plant-based milk. The coconut yogurt will still give the oats some coconut flavor.
Regular coconut yogurt – you can use it instead of coconut Greek yogurt, but the texture may be a little thinner.
Dairy-free – use dairy-free white chocolate and plant-based coconut yogurt, and leave off the Raffaello chocolates.

How To Store

Keep the overnight oats covered in the refrigerator.

They can be stored for up to 4 days, although I prefer eating mine within 2 to 3 days because the texture gets softer the longer they sit.

Any small jar, bowl or container with a lid will work. If you’re taking them out with you, use a container with a secure lid.

If you want to add anything crunchy on top, add it just before eating rather than storing it directly on the oats.

BEST CONTAINERS TO STORE overnight oats

Glass or plastic containers with lids – any small container with a secure lid works. I use these containers and this o n e, which I especially liked when I used to bring overnight oats to the office. The separate compartment is useful for keeping granola, dried fruit or other toppings crunchy until serving.
Mason jars – mason jars are also handy for storing overnight oats and taking them to work or school.
Bowl – if I’m eating them at home, I sometimes just use a bowl and cover it before refrigerating.

Emma’s Tips

Use rolled oats – they soften overnight without becoming as mushy as instant oats.
Use coconut Greek yogurt – it gives the oats both their coconut flavor and the thick consistency I like.
Adjust the texture after chilling – if the oats are too thick for you, stir in a splash of milk before eating.
Adjust the sweetness – between the maple syrup and white chocolate topping, you may prefer using less added sugar.

RECIPE FAQ

Old-fashioned rolled oats work best for this recipe. They soften overnight but still keep some texture.

Instant oats tend to become much softer, while steel-cut oats stay firmer and aren’t a direct substitute here.

Yes.

Chia seeds absorb some of the liquid and help thicken the oats, so if you leave them out, reduce the coconut milk by about ¼ cup / 60 ml.

Yes. You can replace it with dairy milk or another plant-based milk.

The coconut Greek yogurt and desiccated coconut will still provide coconut flavor, although it will be slightly less pronounced.

No.

I usually don’t add them when I’m having these as a regular breakfast. The coconut, almonds and white chocolate already give the oats their Raffaello-inspired flavor.

I wouldn’t recommend them for this version because they soften much faster and can become mushy after sitting overnight.

Rolled oats give the oats a thicker texture with a little more bite.

Yes, but you’ll lose some of the coconut flavor.

If you use plain Greek yogurt, I’d keep both the coconut milk and desiccated coconut in the recipe.

top view of 2 cups of Raffaello overnight oats on a table

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Raffaello Overnight Oats (Coconut & White Chocolate)